Solar Financing

Sun Edison Logo

SolarOwn is a unique new program that allows you the benefits of leasing, with the rewards of ownership. Through the SolarOwn program, you will receive a solar system on your roof, custom designed to fit your unique energy needs..

The SolarOwn Loan

  • Offered by W.J. Bradley Mortgage Capital LLC
  • Includes a no money down option and a two-year power payment period
  • 20 year loan with no prepayment penalty
  • Loan amounts up to $65,000
  • No income verification needed
  • The loan process is streamlined and efficient with a simple phone application, instant credit decision, and an electronic closing option.

A Solar System Backed by the Power of SunEdison

  • Headquartered in the US
  • Fortune 1000 company listed on the NYSE
  • Global leader in Solar

20 year performance guarantee

  • Your system will generate the right amounts of energy or we will reimburse you and make it better.
  • 20 year inverter repair/ replacement
  • Includes labor and shipping
  • 20 year proactive monitoring service


CALFist Logo

CaliforniaFIRST is an innovative partnership between your county government and a private financing company that allows you to receive upfront funding for energy efficiency, renewable energy and water efficiency improvements for your home or business — and to repay on your property tax bill over the course of up to 20 years. CaliforniaFIRST allows you to save money and energy — benefitting both you and your community.

No banks. No money down. No credit score required

CaliforniaFIRST™ financing doesn’t rely on your credit rating. And you don’t need to put any money down. Through an innovative partnership with your county government, CaliforniaFIRST offers affordable long-term financing you can repay on your property taxes. See if CaliforniaFIRST is available in your area.

Applying is easy. Approval is fast

The application is quick and easy – and you can be approved for financing in minutes. Apply online to determine if your home is eligible or call (844) 589-7953 to speak to one of their customer service representatives.

Enerbank Logo

We still offer other previous financing options below.

See below a summary of Alter Systems financing options,

12 or 18-Month Same-As-Cash (SAC) Flex Loan

  • Bridge to incentives, rebates and credits*
  • Unsecured consumer installment loan – no lien
  • No payment – A 12-month or 18-month payment deferral
  • no interest – If paid by end of 12-month or 18 month SAC period

 2.99% 12-Year Combo Loan

  • For remaining balance of project
  • Unsecured consumer installment loan – no lien
  • Fixed at 2.99%
  • No prepayment penalties


Quick example:

$0 Down & 2.99% Financing for 12 years!

Current PG&E Bill = $200

Solar Loan Payment = $175

Solar Savings = $25 per month!